Dirt Bikes UK Finance Options

Dirt Bikes UK Finance: How to Buy Your Dream Machine

How Does Your Dirt Bikes UK Finance Work?

At Go Off Road, we offer 2 different finance options for the best dirt bikes UK has to offer – Snap and Klarna.

Learn about Snap Finance Here

Finance is available for any purchase over £300. This includes bikes or parts. All finance purchases MUST be applied for and completed online. Finance purchases cannot be completed in-store or over the phone by our staff members.

Please also note that the finance agreement is done through a third party (Snap/Klarna) and Go Off Road is simply known as the “introducer”. This means that we have no say in regards to you being accepted or declined for finance, nor do we have any say in the amount you can finance for your dirt bikes UK upgrades.

In some cases, the finance provider will not provide the full amount for the product.
Example: You want to buy a Sur Ron Light Bee for £4000, they will only finance £3000. This means that the remaining balance of £1000 will need to be paid in store or via bank transfer.

You can also reduce the monthly payments by paying a deposit at the beginning of your finance agreement. This is entirely optional. Similarly, you can also part exchange your bike with us towards your new bike, meaning you would have to finance less overall.

Example: You want to buy a Sur Ron Ultra Bee for £6500, you part exchange your Sur Ron Light Bee with us for £3000, meaning you only need to finance the remaining £3500 rather than the full £6500.

If you are declined finance with one provider you can still apply for it with one of the other providers. You can usually reapply for finance with a provider who previously declined you after 30 days. Your finance agreement is not in place until you have agreed and signed it. Therefore you can apply for finance to see if you are eligible without committing to any payments. This is ideal for customers who are unsure if they are eligible or not for dirt bikes UK finance.

Most finance agreements are in place for 30 days so you can check whether you are eligible or not and sign it at a later date if needed. If the agreement is not signed within the 30 days you will need to reapply for finance.

Please note: Some of our providers offer finance cards. These cannot be used on our store for any purchases so please double-check this when filling out your finance agreement.

Dirt Bikes UK Finance Application Steps

How to Apply for Dirt Bikes UK Finance

Applying for finance on dirt bikes UK products is simple and fully online. Choose any item over £300 and add it to your basket. You can also combine multiple lower-priced items as long as the total value exceeds £300. Proceed to checkout and enter your details as normal. At the bottom of the checkout page, select your preferred finance option – Snap or Klarna.

Once you press PAY NOW, you will be redirected to the finance provider’s secure portal where you can check your eligibility. If approved, please note that financed items can only be delivered to the address listed on the agreement and this cannot be changed. We will contact you at this stage to confirm the agreement and the dirt bikes UK products you wish to finance.

After reviewing the agreement, you must agree and sign it to activate your finance. The first payment is usually taken within a few days. Once signed, we will contact you again to arrange delivery or collection. Typical delivery times are around one week, depending on stock availability.
When collecting or receiving delivery, the person who applied for finance must be present with valid photographic ID (passport or driving licence) and a supporting document showing name and address, such as a council tax bill or utility bill. Failure to provide these documents may result in delivery delays and possible redelivery charges.
Go Off Road Limited is a credit broker, not a lender, authorised and regulated by the Financial Conduct Authority. We work with selected lenders including Snap Finance and Humm. You are free to seek alternative finance providers. Credit is subject to status and affordability, and late or missed payments may negatively affect your financial standing.
For further finance guidance, tools, and support for your dirt bikes UK purchases, you can also check these trusted external resources: GritShift and Lithium Power Sports. These websites provide expert advice, parts, and accessories to enhance your off-road experience.